Welcome To Georgia Bankruptcy Attorney!
Are you in the middle of a financial crisis? How many of these apply to you?
- Your mortgage payments are behind, or you’re in foreclosure
- Car payments are late and your automobile could be repossessed at any moment
- Creditors and bill collectors are calling constantly
- You’ve been threatened with lawsuits, or some have been filed
- You fear opening the mail and/or hate to answer your phone
If you answered “yes” to any of these, then bankruptcy could be the solution. Chapter 7 (debt liquidation) or Chapter 13 (debt reorganization) under the U.S. Bankruptcy Code will stop collections activity as soon as you file, which means you can without stress answer your phone or check your mailbox. Worried about losing property? In most cases, you can keep all the belongings for which you worked so hard.
If you’re thinking about filing bankruptcy in Georgia, choose Galler Law Firm:
- 25 years of experience
- Thousands of Georgia bankruptcy cases handled successfully
- We are able file cases in less than a day
- Filing fees are reasonable, and payment plans are available
- 99% of all chapter 7 cases discharged
- You will have one attorney from start to finish
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Filing Fee to start
The last thing you need right now is to have your wages garnished or property taken away, Georgia Bankruptcy attorneys Galler Law, LLC today at 678-310-9088 or immediately schedule online a free bankruptcy consultation.
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The ever-changing tides of today’s economy can make it difficult to keep up with bills. Before you know it, you’re swamped with debt and financial freedom seems impossible. In these difficult times, bankruptcy could be the answer to all of your monetary woes. Filing for the right chapter can eliminate your debt and even allow you to protect your possessions in the process.
While the process can seem complex, you don’t have to go through it alone. Our bankruptcy lawyer has over 20 years of experience and specializes in consumer related issues. If debt is dragging you down, personalized assistance can be found at GallerLaw LLC We tailor our legal counsel to your unique circumstances.
The two most common forms of consumer bankruptcy are Chapter 7 and Chapter 13. In order to determine the right option for you, it is important to consider your income, the debt you have accrued, and the possessions you hope to keep. There are key differences between the two and both offer unique advantages to those who file.
What should I know about Chapter 7 and Chapter 13?
- Chapter 7: In order to qualify for Chapter 7, you must pass the means test, which essentially determines if your income is low enough to file. Most unsecured debts are erased in Chapter 7 and filers can take advantage of federal exemptions to protect their property.
- Chapter 13: Filers must have a reliable income to file for Chapter 13, because a repayment plan is established to pay back certain debts. This plan extends over a course of three to five years. Additionally, there are debt limits imposed by the federal government for Chapter 13 filers.
Not only does bankruptcy erase much, if not all, of your debt, it can also stop creditor harassment and collection activities and eliminate certain kinds of liens. The key to maximizing these benefits lies in filing for the right chapter based on your unique circumstances.
Our team can evaluate your goals and help you establish a long-term plan to regain your financial footing. We believe that debt relief is possible for everyone, regardless of their circumstances. With 24/7 availability, you can have confidence in our ability to meet your needs and pursue your very best interests every step of the way.
Debt shouldn’t hold you back from what really matters. contact our firm today to speak personally with David Galler talented and experienced Atlanta bankruptcy attorney.
- Bills and Communications from creditors – All bills you’ve received in the last three months
- Copies of Lawsuit, judgments or garnshments.
- Income paperwork – Copies of paychecks or bank statements and any other papers displaying earned income from the previous total six months before filing.
- A list of household expenses.
- Latest U.S. tax return
- Certificate of Pre-bankruptcy credit counseling Access Credit Counseling ( Code “darby”)
- List of major asset, real estate, motor vehicles, financial accounts, retirement account, ownership of a small business, claim you have against anyone else for money.